MortgageNewsDaily: Credit Reporting, Automation, BI, Marketing Tools; FHA, HUD, VA Changes; Bank Market Share

STRATMOR on Bank vs Non-Bank When it comes to residential mortgage lending, is it better to be a bank or a non-bank? According STRATMOR Senior Partner Jim Cameron in an article in the just-released December Insights Report, it’s all a matter of perspective. “Non-banks have been gaining market share for quite some time now,” says Cameron. “HMDA data shows that bank share has dropped from 76% in 2010 to 37% in 2021 and there are many reasons for this shift. But in today’s extremely challenging market, banks have an opportunity to regain some market share from non-banks by leveraging their liquidity and capital to offer products that non-banks are simply not able to offer.” Cameron examines the products that create advantages for banks in the current market in his article, “In Times Like These, It’s Good to be a Bank” in the December STRATMOR Insights Report.

Would you like to speak to STRATMOR about our services? Contact us today!

What Our Clients Are Saying

The STRATMOR Group has the competency and discipline to assess current performance metrics relative to industry peers, and the experience to provide thoughtful considerations to maximize your mortgage team's future opportunities.
Andrew Guzzo - Chief Banking Officer and President, Merchants Bank
Absolutely loved our experience with STRATMOR. Every member of the team is knowledgeable, responsive and kind. Every aspect of the project was managed well, and we were delighted with the final results. I honestly can't say enough good things about the team and the service they provide!
Michael Murphy - Product Marketing, Reggora
The STRATMOR Team is highly professional, collaborative, and very responsive. The partnership began with the STRATMOR Team thoroughly understanding our needs, perceived issues, and potential problems. STRATMOR brought expertise to the table at every turn, and their solutions were sound and executable.
John Stocchetti - EVP, Group Head, Mortgage Partnership Finance® Program, FHLB Chicago
Through a fast-paced yet comprehensive dive into our Consumer Direct Division, STRATMOR helped Arvest chart the course to the next level. They understood our technology-minded goals and listened to our customer-focused priorities, to provide a highly actionable strategy document to help us navigate the path to even greater success.
Shawn Karnes - Executive Director, Mortgage Sales and Development, Arvest
Any bank struggling to make mortgage lending work should contact STRATMOR. They can help put together a strategy to improve efficiencies and profitability to make mortgage banking successful. And, if you already have a good mortgage lending team, STRATMOR can help identify ways to take it to the next level.
Paul Peterson - SVP, Director of Mortgage Banking, Glacier Bancorp Inc.

ABOUT US

Need Help?

MortgageNewsDaily: Credit Reporting, Automation, BI, Marketing Tools; FHA, HUD, VA Changes; Bank Market Share

Need Help?

What Our Clients Are Saying

How Can We Help?

Site Map