Rob Chrisman's Perspectives


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In addition to his daily commentary shared with thousands, mortgage industry maven Rob Chrisman regularly offers his thoughts on an industry topic in a blog-style article posted here, on the STRATMOR website.

Doing Business with the Agencies: The “Golden Ticket?”

May 9, 2023
The "Golden Ticket," of course, is the pass that allows the owner to get into Willy Wonka's Chocolate Factory. Once...Read More
What does an inverted yield curve mean to mortgage lenders?

The Yield Curve Is Inverted: Should Lenders Care?

April 11, 2023
The U.S. Treasury Curve is currently “inverted.” What does that mean? Should it matter to lenders? The fact is, the...Read More

A Penny Saved is a Penny Earned

March 8, 2023
When analyzing their business, lenders must take into account the huge increase in costs which the MBA has pegged at...Read More
valuation of a mortgage lending company is based on many factors

Lender Valuation

February 8, 2023
This article is sort of a version of myth busters — and this month I tackle the myth that mortgage...Read More

Productivity: More Important Than Ever

January 10, 2023
Ready or not, 2023 has begun. Lenders everywhere are examining their 2022 performance and wondering if they’ve made enough cuts...Read More

The Secondary Market’s Focus

December 11, 2022
Much of the lenders' focus is on the primary markets: customer satisfaction, processing effectively, and funding loans in a cost-effective...Read More

Supply and Demand Are Still Driving Mortgage Pricing

November 4, 2022
Despite the Federal Reserve ending their mortgage-backed security purchase program, this has not had a huge impact on prices. Namely,...Read More
Mortgage industry expert Rob Chrisman discusses the mortgage M&A environment.

Mergers and Acquisitions Continue On

October 4, 2022
Banks, credit unions, independent mortgage banks, brokers, vendors, and others in the residential lending business have various short-and long-term goals....Read More
lender makes a point about secondary mortgage market

Secondary Marketing: What Do They Do All Day?

September 1, 2022
For people outside of mortgage banking, understanding the occupations within lending can be a mild challenge. “What does a doc...Read More

Lenders Eyeing Compensation and Ops Trends

August 16, 2022
As residential lenders and vendors come off “the sugar high” of 2020 and 2021, there is talk that the industry...Read More

Capital Markets: Protecting Margins and Assets

July 19, 2022
If there was no demand by consumers for a certain type of car, or for a sofa, or a toothpaste,...Read More

Owning a Home: The Dream is Alive and Well

June 14, 2022
The mainstream press has a lot to occupy itself with as we head into the summer of 2022. The war...Read More

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