In addition to his daily commentary shared with thousands, mortgage industry maven Rob Chrisman regularly offers his thoughts on an industry topic in a blog-style article posted here, on the STRATMOR website.

Lenders and Vendors Must Pay to Play

September 16, 2024

The largest expense for most companies isn’t the new loan origination system, marketing campaigns, or even rent. It’s compensation, whether...Read More

Hiring: Do You Remember How to Do That?

August 13, 2024

The last time residential lenders and vendors were hiring nearly “across the board” was during the pandemic when mortgage rates...Read More

What Happened to That Mortgage?

July 15, 2024

Originators should care what happens to the loans that they fund. They typically spend a month or two working with...Read More

Catastrophe and Climate Risk Is Only Increasing

June 1, 2024

Disasters strike areas, but they also strike people and families. To start the recovery process when your home is damaged...Read More

Down Payment Assistance Programs: Helpful but Not a Universal Remedy

May 15, 2024

As we shift from spring into summer, the atmosphere in residential lending remains stubbornly stuck: 30-year mortgage rates in the...Read More

Relying on the Fed: How Did this Happen?

April 10, 2024

The Federal Reserve’s thoughts and actions are in the financial news nearly every day, along with being discussed widely in...Read More

Wholesale Channel Overview and Outlook

March 14, 2024

It seems like the wholesale channel — and thousands of mortgage brokers around the nation with it — has garnered...Read More

It’s 2024: Do You Know Where Your Servicing Is?

February 9, 2024

Throughout late 2022 and all of 2023, a large number of mortgage servicing rights (MSR) blocks were sold and bought....Read More

Adjusting Loan Officer Compensation to Improve Profitability

January 11, 2024

The largest expense for most companies isn’t the new loan origination system, marketing campaigns, or rent. It is compensation. Compensation...Read More

How Treasury Auctions Influence Mortgage Rates

December 6, 2023

Have you ever purchased anything at an auction? Love them or hate them, in a free-market economy auctions are a...Read More

Listening to Real Estate Agents Can Pay Off for Originators

November 8, 2023

If we’ve learned anything from 2022 and 2023, it is that they are not 2020 and 2021. Volumes and margins...Read More

Mind the Down Payment

October 6, 2023

Yes, we’ve seen a big move higher in mortgage rates. But loan officers will tell you that the smart move...Read More

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