Rob Chrisman's Perspectives

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In addition to his daily commentary shared with thousands, mortgage industry maven Rob Chrisman regularly offers his thoughts on an industry topic in a blog-style article posted here, on the STRATMOR website.

Supply and Demand Are Still Driving Mortgage Pricing

November 4, 2022
Despite the Federal Reserve ending their mortgage-backed security purchase program, this has not had a huge impact on prices. Namely,...Read More
Mortgage industry expert Rob Chrisman discusses the mortgage M&A environment.

Mergers and Acquisitions Continue On

October 4, 2022
Banks, credit unions, independent mortgage banks, brokers, vendors, and others in the residential lending business have various short-and long-term goals....Read More
lender makes a point about secondary mortgage market

Secondary Marketing: What Do They Do All Day?

September 1, 2022
For people outside of mortgage banking, understanding the occupations within lending can be a mild challenge. “What does a doc...Read More

Lenders Eyeing Compensation and Ops Trends

August 16, 2022
As residential lenders and vendors come off “the sugar high” of 2020 and 2021, there is talk that the industry...Read More

Capital Markets: Protecting Margins and Assets

July 19, 2022
If there was no demand by consumers for a certain type of car, or for a sofa, or a toothpaste,...Read More

Owning a Home: The Dream is Alive and Well

June 14, 2022
The mainstream press has a lot to occupy itself with as we head into the summer of 2022. The war...Read More

The “All Cash” Phenomenon

May 31, 2022
Everyone in residential lending knew that, at some point, rates would move higher. The historical lows that we saw in...Read More

Primer on the Federal Reserve and Mortgage Rates

April 13, 2022
We’ve all seen recent reports about inflation and certainly felt its effects. In discussions with STRATMOR clients, everyone is being...Read More
American Dream homeownership

Lenders Continue to Pivot

March 15, 2022
At the risk of using an overused term, as we wrap up the first quarter of 2022, originators and lenders...Read More

What’s Next?

February 18, 2022

If I told you, with 100 percent certainty, that mortgage rates were going to increase in 2022,...Read More

Opening the Door to Consumer Direct

January 11, 2022
“When one door closes another door opens. Other than that, it’s a pretty good car.” I included that witticism to...Read More

The Personal Touch

December 13, 2021
For decades, loan officers (LOs) and brokers around the nation have been wondering about the future of their livelihood. As...Read More

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